First Advisor

McGrath, Jack


College for Professional Studies

Degree Name

MS Criminology


School of Humanities & Social Sciences

Document Type

Thesis - Open Access

Number of Pages

64 pages


Scholars have examined white collar crime through lenses of classical criminological theories such as: anomie theory, learning/differential association, rational choice/opportunity, strain, and social control theory. Little research has been done using Routine Activities Theory to analyze white collar crime. The author's intention is to offer one example of how Routine Activities Theory can be applied to explain the contextual significance of a white collar crime. The research methodology utilized is centered upon reverse redlining, a predatory lending practice. The research models the application of Routine Activities Theory which is seated in the idea that crime emerges when there is a convergence of motivated offenders and suitable targets in the absence of guardianship. The author collected secondary source data that is both quantitative and qualitative in order to answer the research questions: Can Routine activities Theory be applied to explain white collar crime?; Can Routine Activities Theory be used to conduct a crime specific analysis of reverse red lining? The author examines the relationship between micro and macro contextual factors that present criminal opportunity for reverse redlining in relationship to Routine Activities Theory. The benefit of isolating these contextual commonalities allows practitioners to examine a menu of contributory factors in order to design a more comprehensive approach for remedy and prevention.

Date of Award

Fall 2011

Location (Creation)

Denver, Colorado

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